Pure term life
₹1Cr cover for as little as ₹600/month for a healthy 30-year-old. We compare 14+ insurers on premium, claim ratio, and rider quality.
Pure protection products — term life and health — from IRDAI-regulated insurers, recommended on coverage and claim-settlement ratio, never on agent commission.
₹1Cr cover for as little as ₹600/month for a healthy 30-year-old. We compare 14+ insurers on premium, claim ratio, and rider quality.
₹10L–₹50L cover with no co-pay, no room-rent caps, and 7,500+ network hospitals. Pre-existing waiver options included.
Stack a ₹5L base policy with a ₹95L super top-up for ~30% the cost of a single ₹1Cr policy.
Lump-sum payout on diagnosis of 30+ critical conditions — independent of hospitalisation.
We rank every insurer by IRDAI's claim-settlement ratio, not by commission. You see the data, you choose.
We do not sell unit-linked or endowment plans. They mix insurance and investing badly. Buy term, invest the difference.
Coverage = 15–20× annual income for term, ₹10L+ per family member for health. We help you size it right.
Side-by-side premium, claim ratio, network, and rider quality across 14+ insurers — no sponsored placements.
Aadhaar-based KYC, video medicals where required. Most policies issue in under 72 hours.
If you ever need to claim, our team escalates to the insurer on your behalf. Documented record of every interaction.