Everything investors ask before getting started — straight answers, no jargon.
Everything investors ask before getting started — straight answers, no jargon.
Yes. Your demat account is held with SEBI-registered partners and funds move via RBI-regulated banking rails. Peculiex never holds custody of your assets — we are an advisor and execution layer only, and every transaction settles directly into your name.
You can start a SIP from ₹1,000 per month or a lump sum from ₹500. PMS and AIF have higher statutory minimums (₹50L and ₹1Cr respectively) as mandated by SEBI. Unlisted shares vary by lot size — typically ₹25,000 to ₹1L per opportunity.
Discount brokers give you a tool. Peculiex gives you an advisor, a curated product list across 8 asset classes, and a single dashboard that ties it all together. You get curation, accountability, and a relationship — not just access to an order screen.
For listed equity, mutual funds, and bonds — yes, subject to standard settlement cycles (T+1 or T+2). Unlisted shares, PMS, and AIF have lock-in periods that vary by product. Each lock-in is clearly disclosed before you invest, never buried in fine print.
A flat advisory fee starting at 0.25% per year on assets advised — billed quarterly, transparent to the rupee. We earn nothing from product manufacturers, distributors, or anyone else. Your fee is our only revenue, so our incentives stay aligned with yours.
Every investor is paired with a SEBI-registered advisor based on goals, time horizon, and portfolio size. You can reach them via WhatsApp, email, or scheduled video call — typical response time is under 30 minutes during market hours.
You can track your portfolio performance through our unified dashboard. It provides real-time updates across all asset classes, detailed analytics, and personalized insights.
Taxation varies by asset class. We provide a comprehensive annual tax statement and capital gains report to make filing easy. However, we recommend consulting a tax advisor for personalized advice.
Lock-in periods depend on the specific product. Listed equities and mutual funds generally have no lock-in (except ELSS). Unlisted shares, PMS, and AIFs may have varying lock-in periods, which are clearly stated before investing.