Curating markets…0%
Fixed Deposits

Secure, high-yield FDs for stable returns.

Access a curated selection of corporate and bank fixed deposits. Lock in attractive interest rates with capital protection and predictable cash flows.

7.5–9.0%
Typical interest range
AAA/AA+
Credit ratings
₹10,000
Minimum investment
0
Hidden fees
Documents

Fixed Deposits factsheet.

PDF Document

Fixed Deposits Factsheet

The latest fixed deposits factsheet, curated by our research desk.

What you get

Everything that makes Fixed Deposits simple.

Top-rated issuers

We only list FDs from highly rated banks and NBFCs, ensuring your capital is protected by strong balance sheets.

Higher yields

Corporate FDs typically offer 1-2% higher interest rates than traditional bank FDs, providing a solid boost to your fixed income.

Flexible tenures

Choose lock-in periods ranging from 12 to 60 months, allowing you to ladder maturities and manage liquidity effectively.

Predictable income

Opt for monthly, quarterly, or annual interest payouts to match your cash flow needs, or cumulative options for compounding.

Senior citizen benefits

Additional interest rate bumps of 0.25% to 0.50% for senior citizens, maximizing returns for retirees.

Digital onboarding

Zero paperwork. Complete your KYC and open an FD completely online in under 5 minutes.

How it works

Four steps from discovery to ownership.

  1. 01

    Compare rates

    View our live board of FD rates across various tenures and issuers to find the best match for your needs.

  2. 02

    Choose payout

    Decide whether you want regular interest payouts or prefer to compound your interest until maturity.

  3. 03

    Invest digitally

    Complete an Aadhaar-based KYC process and transfer funds directly from your bank account.

  4. 04

    Track maturity

    Monitor accrued interest and upcoming maturity dates through your unified portfolio dashboard.

Fixed deposits remain the bedrock of a conservative portfolio. By accessing corporate FDs, you can significantly enhance your yield without taking on equity market risk.

View live FD rates →
Loan Against Mutual Funds

Need liquidity? Don’t sell — pledge.

Pledge your mutual fund units and unlock an instant overdraft from ~9% p.a. while your investments stay invested. Interest only on what you use.

Chat with us
Featured FundHDFC Flexi Cap FundExplore →